E-Commerce Financing

Get funds for ad spend, inventory, social media, development, and more for your e-commerce business!

Financing amount available

$5K - $500K

Get funded in as fast as


Artboard 115@2x


Filling out the application only takes 5 minutes

Artboard 115 copy@2x


Merchant Growth products fit the needs of e-commerce businesses

Artboard 115 copy 2@2x


Once approved, get your funds in as little as 24 hours

What is E-Commerce Financing?

E-Commerce financing is one of a number of business funding options for online merchants. 

Offering between $5-$500K in financing that you can use to drive business growth, Merchant Growth, as your financing company, advances capital that you can use to purchase inventory, update new equipment, even pay business expenses during seasonal dips. 

E-commerce financing relies on debiting your repayment obligations from processed credit card transactions and does not require collateral, which makes it ideal for small businesses based on any e-commerce marketplace platform. It’s much easier to qualify for our Ecommerce financing or a merchant cash advance than it is to qualify for traditional bank loans 

How Does E-Commerce Financing Work?

It’s super simple. Your payment can be daily or weekly, providing your e-commerce business with flexible payment options to fit your business needs. With Merchant Growth as your finance provider, there’s no need for collateral, there are no hidden fees, and you can receive funds in just 24 hours after approval.

E-Commerce sites typically rely on credit card processing as their main form of payment, we simply debit your repayment from your processed transactions on Stripe, or whatever credit card processor you’re using.

What Can You Use Your E-Commerce Advance for?

Our e-commerce small business financing turns your cash flow into immediate working capital in your bank account that you can use right away.

You can use your e-commerce financing to take advantage of inventory deals, ramp up your ad spend, do some social media marketing, pay for e-commerce enhancements, and more.

Why Use E-Commerce Financing Solutions?

Each online business has unique needs for funding, so we have tailored our solutions specifically for e-comm operations.

Inventory Financing

inventory image

Free up cash flow by letting us finance your inventory so that you don’t have to worry about running out of stock. Small business owners can also expand their offerings to reach a new target audience.

Marketing Spend

marketing image

Execute your online advertising or social strategy, your website redesign, etc. across various e-commerce platforms quickly and easily. With access to funding, you can scale your business how you want it, exactly when you need to.

Our Process

plug in 1

Connect your Apps

Connect with your tools to measure key growth metrics, such as monthly revenue and ad performance.

get your offer 1

Get your Offer

Take five minutes to provide a few pieces of information, and receive an offer the same day.

flexible repayments

Benefit from Flexible Repayments

Your payment can be daily or weekly, providing your e-commerce business with flexible payment options to fit your business needs.

easily renew

Renew with Ease

Continue to grow your business by topping off whenever your business needs extra cash.

Small business funding minimum requirements

Merchant Growth offers small business funding options with minimum eligibility requirements:



Monthly Revenue


Time in Business

6 months

Get started today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.