E-Commerce Financing

Get funds for ad spend, inventory, social media, development, and more for your e-commerce business!

Financing amount available

$5K - $500K

Get funded in as fast as


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Filling out the application only takes 5 minutes

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Merchant Growth products fit the needs of e-commerce businesses

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Once approved, get your funds in as little as 24 hours

How Does E-Commerce Financing Work?

It’s super simple. Your payment can be daily or weekly, providing your e-commerce business with flexible payment options to fit your business needs. There’s no need for collateral, there are no hidden fees, and you can receive funds in just 24 hours after approval.

E-Commerce sites typically rely on credit card processing as their main form of payment, we simply debit your repayment from your processed transactions on Stripe, or whatever credit card processor you’re using.

What Can You Use Your E-Commerce Advance for?

Our e-commerce small business financing turns your cash flow into immediate working capital that you can use right away.

You can use your financing to take advantage of inventory deals, ramping up your ad spend, doing some social media marketing, paying for e-commerce enhancements, and more.

Why Use E-Commerce Financing Solutions?

Each online business has unique needs for funding, so we have tailored our solutions specifically for e-comm operations.

Inventory Financing

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Free up cash flow by letting us finance your inventory so that you don’t have to worry about running out of stock. Small business owners can also expand their offerings to reach a new target audience.

Marketing Spend

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Execute your online advertising or social strategy, your website redesign, etc. across various e-commerce platforms quickly and easily. With access to funding, you can scale your business how you want it, exactly when you need to.

Our Process

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Connect your Apps

Connect with your tools to measure key growth metrics, such as monthly revenue and ad performance.

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Get your Offer

Take five minutes to provide a few pieces of information, and receive an offer the same day.

flexible repayments

Benefit from Flexible Repayments

Your payment can be daily or weekly, providing your e-commerce business with flexible payment options to fit your business needs.

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Renew with Ease

Continue to grow your business by topping off whenever your business needs extra cash.

Minimum Requirements

Merchant Growth offers small business funding options with minimum eligibility requirements:



Monthly Revenue


Time in Business

6 months

Frequently Asked Questions

E-Commerce financing is one of a number of business funding options for online merchants. Unlike the private equity financing (aka venture capital) route, you don’t need to pay investors back with a stake in your company. 

Merchant Growth’s e-commerce funding solutions allow small businesses online to purchase inventory, update new equipment, even pay business expenses during seasonal dips. It’s much easier to qualify for our business loans, merchant cash advances, and lines of credit than it is to qualify for traditional bank loans.

Get started today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.