Fixed Financing

Get funds for renovations, inventory, tax payments, and even cashflow with our Fixed Financing product!

Financing amount available

$5K - $500K

Get funded in as fast as


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Filling out the application only takes 5 minutes

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Merchant Growth products fit the needs of e-commerce businesses

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Once approved, get your funds in as little as 24 hours

What is Fixed Financing?

Through a Fixed Financing Solution your business can receive up to $500K in financing in as little as 24 hours. Fixed Financing operates in a similar fashion to fixed rate loans; your business receives a lump sum payment, but instead of making fixed monthly payments, the balance is repaid through more frequent, periodic payments, either daily or weekly. 

This type of financing is particularly appealing to companies with consistent cash flows because the predictability of a fixed rate makes it easy to budget for your monthly payment obligations.

How does it work?

Our Fixed Solution is designed to be closer to a traditional business loan. It’s ideal for small businesses who might not have debit or credit sales or those that prefer a regular fixed payment either daily or weekly.

A fixed payment is often better suited for small businesses that have sales which are primarily generated through cheques or deposits. Much like a business loan, we forward cash to your business up-front, and a daily or weekly payment is made automatically to repay the balance. Fixed interest rates permit a predictable payment, as opposed to variable rates and payments, which puts business owners in a better position to budget monthly expenses and future cash needs.

What can you use your Fixed Financing for?

If you’re more traditional and your cash flows are more like clockwork, Fixed Financing is the right fit for you. This option is more like traditional bank funded business loans, but we are more convenient and faster than the bank.

You can use our Fixed Financing for whatever needs your small business has. Whether for increasing cash flow, getting some new equipment, or even expanding your staff for your small business, we are here to help your business to grow.

Small business funding minimum requirements

Merchant Growth offers small business funding options with minimum eligibility requirements:



Monthly Revenue


Time in Business

6 months

How does it work?


Complete Application

Take 5 minutes to provide a few pieces of information — online or on the phone, it’s your choice.


Review Options

Your dedicated financing advisor will reach out and work with you to determine the best solution.


Get Your Funds

Receive your funds into your business bank account in as fast as 24 hours.

Get started today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.