Buy Now Pay Later for B2B
Boost your sales with flexible payments.
Offer flexible B2B payment options that increase conversion, grow order value, and help your business get paid upfront.
Featured in
Performance proof
Built to help businesses sell more
20%
Conversion rates
Customers move forward when payment isn't a barrier.
40%
Average order value
Flexible terms encourage bigger basket sizes.
35%
Repeat purchase frequency
Better cash flow keeps customers coming back.
Give customers flexibility. Capture more revenue.
When customers can’t pay upfront, deals slow down — or disappear entirely. Tabit removes that barrier.
Increase average order value
Empower your customers to buy more by offering them the flexibility to pay over time, leading to larger orders and increased revenue.
Expand your customer base
Reach new markets and attract more businesses by providing accessible and inclusive payment options.
Get paid upfront
Receive payment upfront, even when your customers choose to pay later, improving your cash flow and reducing financial risk.
Eliminate risk
Tabit assumes the credit risk, so you don't have to worry about late payments or defaults. Focus on growing your business, not chasing invoices.
How businesses operate
Built for how businesses actually sell
Flexible payments change buying behaviour
When customers can spread payments over time, they're more likely to move forward — and spend more when they do.
More approvals. Larger purchases. Faster decisions.
More approvals. Larger purchases. Faster decisions.
How it works
A simpler way to increase conversion and close more deals.
Offer Tabit anywhere you sell
At checkout, through invoices, or with payment links.
Customers get pre-qualified instantly
Approvals in under 3 minutes with no impact to credit score.
Customers choose flexible payment terms
Select payment schedules that fit their business.
You get paid upfront
Funds are deposited as soon as the next business day.
Eligibility Check
See your business funding options
Answer a few quick questions to check your eligibility. No impact on your credit score.
Secure application
No obligation
Fast review process
Trusted by Canadian businesses
Merchant Growth Ltd. is a registered Canadian financial services provider. Eligibility is not a guarantee of funding; final offers depend on business performance.
Merchant Growth Ecosystem
A complete system for the way you actually grow.
From funding to tools to insights — everything works together to support your next step.
“Merchant Growth wasn't just a lender, they were a partner. We secured $150k in less than 48 hours, allowing us to triple our inventory before the holiday season.”
Emma Marchetti
Founder · DTC apparel
Ready to unlock
your growth?
your growth?
Apply in 2 minutes
Stay flexible. Stay ready.
Access capital when your business needs it — without slowing down operations.
Get financing
FAQ
Applying is quick and easy. The application takes less than 5 minutes to complete. Click the “Apply Now” button on our homepage to get started. We’ll ask for some basic information about you and your business, and securely connect to your business bank account to review your revenue.
No. Applying is completely free, with no obligation. You’ll see all available options before making any commitments.
Yes. We conduct a soft credit inquiry on the business owner, which does not affect your credit score. We only perform a hard credit check if you decide to move forward with funding.
To qualify, your business must:
- Be located in Canada
- Have been operating for more than 6 months
- Generate at least $10,000 in monthly revenue
On average, applications are processed within 6–24 hours.
