MERCHANT GROWTH PRODUCT
Business Line of Credit
Get funded in as fast as
Filling out the application only takes 5 minutes
Merchant Growth products fit the needs of e-commerce businesses
Once approved, get your funds in as little as 24 hours
What is a Business Line of Credit?
How Does a Credit Line Work?
The line of credit gives small businesses the freedom to access capital when they need it, repay it when they want to, and borrow again.
Unlike a business credit card or loans, a line of credit is a financing option that offers favorable interest rates and you only pay interest on what you withdraw, so minimum monthly payments can be easily handled in stride.
What Can You Use Your Line of Credit for?
Providing flexible access to cash with a lower initial commitment than a business loan, business lines of credit are a valuable tool for clients who want access to capital without the hindrance of business loans or business credit cards with high interest rates.
Credit lines are a good auxiliary product for a business owner who already uses our Fixed financing product. With access to revolving credit, small business owners use their available funds to respond to virtually any business expense, ranging from lump sum payments for inventory purchases to additional working capital for unexpected business expenses, new equipment and much more!
Small business funding minimum requirements
Time in Business
How does it work?
Take 5 minutes to provide a few pieces of information — online or on the phone, it’s your choice.
Your dedicated financing advisor will reach out and work with you to determine the best solution.
Get Your Funds
Receive your funds into your business bank account in as fast as 24 hours.
Apply For A Business Line of Credit Online
Complete our online application and we’ll contact you to present financing options tailored to your business needs.