Line of Credit

Have the convenience of being able to access cash when your small business needs it!

Financing amount available


Get funded in as fast as


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Filling out the application only takes 5 minutes

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Merchant Growth products fit the needs of e-commerce businesses

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Once approved, get your funds in as little as 24 hours

How Does a Credit Line Work?

The line of credit gives small businesses the freedom to access capital when they need it, repay it when they want to, and borrow again. 

Unlike credit card loans, a line of credit is a financing option that offers favorable interest rates and you only pay interest on what you withdraw, so minimum monthly payments can be easily handled in stride.

What Can You Use Your Line of Credit for?

Providing flexible access to cash with a lower initial commitment than a business loan, business lines of credit are a valuable tool for clients who want access to capital without the hindrance of business loans or business credit cards with high interest rates.

Credit lines are a good auxiliary product for a business owner who already uses our Fixed financing product. With access to revolving credit, small business owners use their available funds to respond to a wide variety of business needs, ranging from lump sum payments for inventory purchases to additional working capital for unexpected business expenses, new equipment and much more!

Minimum Requirements

Merchant Growth offers small business funding options with minimum eligibility requirements:



Monthly Revenue


Time in Business

6 months

How does it work?


Complete Application

Take 5 minutes to provide a few pieces of information — online or on the phone, it’s your choice.


Review Options

Your dedicated financing advisor will reach out and work with you to determine the best solution.


Get Your Funds

Receive your funds into your business bank account in as fast as 24 hours.

Get started today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.