Small Business Case Study: Gosson Enterprises
Background
Supporting Forestry & Trucking Operations in Atlantic Canada
Founded in 2012, Gosson Enterprises is a trucking company operating in the forestry sector in Atlantic Canada. Led by an owner with a lifelong background in trucking, the business specializes in hauling forestry products such as wood chips and pulpwood, primarily for a single large contractor, with occasional third-party hauling opportunities.
Challenge
Bridging Cash Flow Gaps from Irregular Payment Cycles
While most work was paid on a weekly basis, third-party hauling contracts occasionally created payment gaps of three to four weeks. These longer-haul jobs temporarily reduced weekly deposits, creating short-term cash flow pressure.
Although the business traditionally avoided carrying debt, slower periods combined with receivable gaps made the owner uncomfortable operating without a financial buffer. Traditional bank financing proved difficult and time-consuming, despite strong credit and long-standing banking relationships.
Solution
Proactive, Flexible Financing for Peace of Mind
Merchant Growth provided a flexible working capital advance to help bridge short-term cash flow gaps and prepare for unexpected expenses, such as equipment repairs or delayed payments.
The process was straightforward and fast, allowing the owner to secure funding without extensive documentation or long approval timelines. The financing was used proactively to ensure stability during slower weeks.
Result
Operational Stability and Confidence
With financing in place, Gosson Enterprises:
- Smoothed cash flow during delayed payment periods
- Maintained uninterrupted operations during busy forestry seasons
- Reduced financial stress and improved planning confidence
- Gained peace of mind knowing capital was available if needed
For more information, visit Merchant Growth.
