Automotive Business Financing

Shift your automotive business into top gear

Flexible Options for Retail, Repair & Auto Dealership Financing

Better than standard automotive business loans, Merchant Growth’s auto financing solutions offer additional flexibility. Our versatile financial tools will help you make strategic decisions that prioritize your business’s growth. Retail businesses in the automotive sector – ranging from auto dealers to vehicle repair and aftermarket equipment providers – are ideal candidates for our financing options because they accept debit and credit from customers every day. 

Whether you need to boost your tire inventory for the winter sales spike, train staff on how to repair electric vehicles, or develop a new ad campaign, Merchant Growth is here to help with flexible financing solutions and competitive interest rates.

How Do I Use the Financing for my Automotive Sector Business?

Merchant Growth works with a large number of businesses in the automotive sector and has a deep understanding of the particular needs of the industry. If you own a car dealership or provide automotive industry services, our automotive business financing options are built with your unique needs in mind. 

The automotive sector faces significant seasonal variation, which can make it difficult to maintain positive cash flow throughout the year. At Merchant Growth, our financing, whether used for inventory, vehicle financing or to invest in future growth, can help your auto business meet short-term needs as well as work towards long-term goals. Our customers use our capital to finance a number of different initiatives, including:

Small business funding minimum requirements

Merchant Growth offers automotive business financing options with the following minimum eligibility requirements:



Monthly Revenue


Time in Business

6 months

How Does It Work?


Complete Application

You can choose to give some details either through the online application or over the phone, and it will only take you 5 minutes.


Review Options

Our team will reach out and work with you to determine the best solution.


Get Funds

Receive your funds in as fast as 24hrs after approval.

Get Started Today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.