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Cannabis

Financing built for how Cannabis businesses grow

Grow your business with financing from Merchant Growth!
Funding up to
$1M
Application time
5 min
Funding as fast as
6 hrs
Businesses Supported
15,000+
Featured in
Operational growth

Financing for small businesses in the Cannabis industry

One of the biggest barriers to growth faced by cannabis companies today is finding access to capital from traditional financial institutions. Unfortunately, the business plan of the average marijuana industry stakeholder often faces the additional challenge of arbitrary constraints imposed by banks and credit unions.

Fortunately, there are alternative lenders, such as Merchant Growth, that support Canada’s cannabis industry. For privately operated online stores or privately licensed physical stores in Canada’s cannabis sector, our financing provides fast access to working capital that you can use right away.

Our financing options, such as a term financing or a business line of credit, are fast and convenient,  that allows you make daily or weekly repayments, providing you with predictability and are therefore easier to budget for. With no collateral requirements and no hidden fees, Merchant Growth can help you get financing in as little as 24 hours!

Common needs

How Can a Cannabis Business Use the Funding?

Cannabis businesses use our financing for a number of different reasons. We have seen clients use the funds for expansion, cash flow, and to purchase more inventory. Currently, there are few lenders willing to finance the cannabis industry. Merchant Growth is here to fill that gap.

The non-collateralized financing that your business can secure from Merchant Growth provides flexibility that you simply cannot get from a bank or credit union. Created to serve a wide variety of business needs, financing from Merchant Growth for your cannabis business can help with:

  • Introducing a new product
  • Opening another location
  • Hiring
  • Marketing campaigns
  • Store remodeling
  • Creating a website
How it works

Funding made simple

Apply in minutes online or over the phone
A short application — about five minutes. No long forms or branch visits.
We'll help you find the right financing solution
A real person works with you to match the structure to your business goals.
Access funding in as little as 6 hours
Once approved, funds are deposited so you can move on what's next.
Trusted by operators

Trusted by Canadian businesses moving fast

2.1×
Inventory ahead of Black Friday
"Merchant Growth has provided us with an opportunity to expand our business more rapidly than we otherwise might have been able to and allowed us to keep our personal funds freed up for other purposes."


Jim Southam
President & CEO – Prairie Cannabis Ltd.
+47%
Q4 revenue vs. previous year
"We approached Merchant Growth and very quickly we were able to establish our financial health and they agreed to provide us the necessary capital to grow our business. They were able to see the opportunity that we were seeing that traditional banks would not fund"
Samim Aminzadah
Owner - Blowers Grafton
6 hrs
From approval to deposit
"On behalf of all of us at Urban Concierge Services I want to extend my thanks for the loans you have provided us. Having access to these funds provided us a financial platform to grow our clientele, refine our operations, and adapt to our rapidly changing industry."
Christopher Gunn
Founder of Urban Concierge Services
Eligibility Check

See your business funding options

Answer a few quick questions to check your eligibility. No impact on your credit score.
Eligibility Calculator

Soft check only — no impact on your credit score.

Secure application
No obligation
Fast review process
Trusted by Canadian businesses
Merchant Growth Ltd. is a registered Canadian financial services provider. Eligibility is not a guarantee of funding; final offers depend on business performance.
Merchant Growth Ecosystem

A complete system for the way you actually grow.

From funding to tools to insights — everything works together to support your next step.
“Merchant Growth wasn't just a lender, they were a partner. We secured $150k in less than 48 hours, allowing us to triple our inventory before the holiday season.”
Emma Marchetti
Founder · DTC apparel
Ready to unlock
your growth?
Apply in 2 minutes

Ready to unlock
your growth?

Join thousands of merchants who chose smarter funding. Apply in minutes.
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FAQ

How do I apply?

Applying is quick and easy. The application takes less than 5 minutes to complete. Click the “Apply Now” button on our homepage to get started. We’ll ask for some basic information about you and your business, and securely connect to your business bank account to review your revenue.

Is there a fee to apply?

No. Applying is completely free, with no obligation. You’ll see all available options before making any commitments.

Do you do a credit check?

Yes. We conduct a soft credit inquiry on the business owner, which does not affect your credit score. We only perform a hard credit check if you decide to move forward with funding.

How do I know if I’m eligible for business financing?

To qualify, your business must:

  • Be located in Canada
  • Have been operating for more than 6 months
  • Generate at least $10,000 in monthly revenue
How long does it take to process my application?

On average, applications are processed within 6–24 hours.

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