Financing suited to your business

Financing for small businesses in the Retail industry

Retail businesses in fashion, accessories, housewares and more are ideal candidates for retail business financing because they accept debit and credit from customers every day. We have small business financing for retail that is unlike regular, rigid business loans in that you can use your credit or debit transactions to pay off your financing on a daily basis based on a percentage of your sales.  We know your sales can be seasonal and sometimes retail shops need temporary extra cash to take advantage of inventory deals, seasonal staffing, or even debt management. That’s why we’re here.

How can I use the financing?

Once you get approved you can use the financing to grow your business the best way you see fit. We know that small businesses need all the help they can get, so it’s our job to make the process of applying for financing as easy and clear as possible. Small business owners are busy and should not have the added stress of applying for the capital they need to see their business grow. We have seen our retailers use the capital for many different types of reasons such as the below:

Minimum Requirements

Merchant Growth offers small business funding options with minimum eligibility requirements:



Monthly Revenue


Time in Business

6 months

How does it work?


Complete Application

Take 5 minutes to provide a few pieces of information — online or on the phone, it’s your choice.


Review Options

Your dedicated financing advisor will reach out and work with you to determine the best solution.


Get Your Funds

Receive your funds into your business bank account in as fast as 24 hours.

Get started today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.