Financing suited to your business

Financing for small businesses in the Retail industry

Retail businesses in fashion, accessories, housewares and more are ideal candidates for retail business financing because they accept debit and credit from customers every day. We have small business financing for retail that is unlike regular, rigid business loans in that you can use your credit or debit transactions to pay off your financing on a daily basis based on a percentage of your sales.  We know your sales can be seasonal and sometimes retail shops need temporary extra cash to take advantage of inventory deals, seasonal staffing, or even debt management. That’s why we’re here.

How can I use the financing?

Once you get approved you can use the financing to grow your business the best way you see fit. We know that small businesses need all the help they can get, so it’s our job to make the process of applying for financing as easy and clear as possible. Small business owners are busy and should not have the added stress of applying for the capital they need to see their business grow. We have seen our retailers use the capital for many different types of reasons such as the below:

Small business funding minimum requirements

Merchant Growth offers small business funding options with minimum eligibility requirements:



Monthly Revenue


Time in Business

6 months

How does it work?


Complete Application

You can choose to give some details either through the online application or over the phone, and it will only take you 5 minutes.


Review Options

Our team will reach out and work with you to determine the best solution.


Get Funds

Receive your funds in as fast as 24hrs after approval.

Get started today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.