Spa & Beauty Salon Financing

Flexible business financing for salon and spa owners

Financing for Small Businesses in the Wellness & Beauty Industry

Merchant Growth’s spa and beauty salon financing options are much more flexible than a traditional business loan, business line of credit, or merchant cash advance. We provide small business owners with a financing option that is designed to meet their needs. 

Retail businesses in the wellness & beauty industry accept debit and credit from customers every day, which makes them the ideal candidates for Merchant Growth’s novel financing solutions. Our spa, beauty and hair salon financing options simplify life for salon owners because they get convenient access to working capital through our alternatives to business loans – alternatives they can use to help their salon business grow!

How Flexible Financing Can Help Your Salon Business

For a small business owner in the wellness & beauty sector, seasonal variation can make it difficult to maintain the cash flow required to respond to changing or evolving needs. After all, hair salons, beauty salons and spas often face obstacles when seeking financing from a traditional bank. Weak personal credit scores or a bad credit history can also prevent a salon owner from getting the financing that their business requires. 

At Merchant Growth, we want to help Canadian businesses grow. Maybe you need a new website, or some new equipment, or maybe you want to get a fancy new coffee maker for your clients. It’s all up to you how you use the funds. Our spa and salon business clients use their financing for a wide variety of needs, including:

Minimum Requirements

Merchant Growth offers small business funding options with minimum eligibility requirements:



Monthly Revenue


Time in Business

6 months

How Does It Work?


Complete Application

Take 5 minutes to provide a few pieces of information — online or on the phone, it’s your choice.


Review Options

Your dedicated financing advisor will reach out and work with you to determine the best solution.


Get Your Funds

Receive your funds into your business bank account in as fast as 24 hours.

Get Started Today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.