Salons & Spas

Keep your business fresh

Financing for small businesses in the Health & Beauty Industry

Merchant Growth’s Spa Financing and Salon Financing options are way more flexible than standard business loans. Retail businesses in the Health & Wellness industry are ideal candidates for the program because they accept debit and credit from customers every day.

We have Spa Financing and Salon Financing that is unlike regular, rigid business loans where you can use your credit or debit transactions to pay off your loan on a daily basis based on a very manageable percentage of each day’s sales.

How can I use the financing?

We know your sales are seasonal and sometimes salons and spas require temporary extra cash to take advantage of inventory deals, seasonal staffing, or even debt management. Maybe you need a new website, or some new equipment, maybe you want to get a fancy new coffee maker for your clients. It’s all up to you how you use the funds.

At Merchant Growth, we just want to help Canadian businesses grow. We have seen customers use their financing for a number of reasons such as the below:

Minimum Requirements

Minimum eligibility requirements for Merchant Growth small business products



Monthly Revenue


Time in Business

6 months

How does it work?


Complete Application

Take 5 minutes to provide a few pieces of information — online or on the phone, it’s your choice.


Review Options

Your dedicated financing advisor will reach out and work with you to determine the best solution.


Get Your Funds

Receive your funds into your business bank account in as fast as 24 hours.

Get started today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.